Motokari yekutanga muna 2022

Chirongwa chehurumende "Mota Yekutanga" muna 2022 inoramba ichishanda.

Akazviratidza zvakanaka mumakore achangopfuura: mabhajeti aakaisirwa akakurumidza kuparadzirwa murubatsiro uye hurumende yakatomanikidzwa kuwedzera huwandu. Huwandu hwekuderedzwa kwevanowana zvikwereti zvemotokari dzinodiwa muna 2022 hwachinja: 20% yemutengo wemotokari (25% yevagari vekuFar East), pachinzvimbo chegumi muzana zvisati zvaitika.

According to the latest data from Avtostat, there are already 45,5 million cars on roads. In addition, the number of people who want to get behind the wheel is growing rapidly every year. Buying a car is not cheap, and some newcomers have to put aside a dream for several years or take it out on a car loan.

Asi usashamiswe kana muna 2022 ukapinda muchitoro chemotokari, woenda kune mukuru wechikwereti womukumbira kuti anyorese chirongwa, ivo vokwenya mapendekete avo. Rubatsiro rwunopihwa nebhajeti kune zvikwereti zvemhando yepamusoro runobhururuka nekumhanya kwemheni. Kune vanhu vazhinji vanoda kutenga mota pasi pechirongwa cheFirst Car. Makore apfuura akaratidza kuti muganhu wemari yakagoverwa nehurumende yekutsigira inoparadzira mukati memwedzi yekutanga yegore, iyo yakawanda yekota yekutanga.

Nei chirongwa cheMota Yekutanga chakagadzirwa?

In order to help new motorists purchase vehicles, the authorities created the First Car program. Although if you look for some law or regulation with that name, you will not find anything. For those who like to read the document in the original source, you can read Decree of the Government of the Federation of April 16, 2015 No. 364 – these are the full rules of the First Car program in Our Country.

A special system in the form of concessional lending was developed by the Ministry of Industry and Trade of the Federation. The essence of the program is that every driver who is ready to buy a car under the program receives a 20% discount on a car. But only if he takes it on credit.

Mamiriro epurogiramu "Motokari Yokutanga"

Haasi munhu wese anogona kutora chikamu muchirongwa. Mamiriro ewanano, zera uye kuvapo kana kusavapo kwevana hazvifungidzirwe.

1. Ichi chikwereti chemotokari chinogona kutorwa chete neavo vanotenga motokari kekutanga muupenyu hwavo. Zvinoitika kuti motokari haifaniri kunge yakanyoreswa muzita remukwereti kare.
2. Iyo yakanyanya kukwereta nguva inosvika makore manomwe. Nekudaro, mabhangi mazhinji anogumira kumwedzi makumi matatu nematanhatu. Ndiko kuti, unofanira kubhadhara motokari kwemakore matatu. Naizvozvo, iwe unofanirwa kuverenga kugona kwako kwemari, nekuti iyo ipfupi yenguva yechikwereti, inokwirisa mubhadharo wepamwedzi.
3. Mota yakatengwa inofanirwa kunge iri yemumba kana kuungana muNyika Yedu.
4. Huremu hwemuchina hahufanire kunge hunopfuura matani 3,5.
5. Mutengo haufanire kudarika 2 rubles.
6. Motokari inofanira kunge isina kushandiswa. Gore rekuburitswa - 2021 kana 2022.
7. Hausati wapinda uye hauna kuronga kupinda mune zvimwe zvibvumirano zvechikwereti zvekutenga mota muna 2022.

misi

Chirongwa ichi chakatanga kushanda muna 2017. Ipapo bhajeti rakaiswa kuti riitwe rakapera mukati memwedzi miviri kusvika mitatu kubva pakatanga. Chaizvoizvo, hapana chakachinja kubva ipapo - rubatsiro runokurumidza kupararira gore rega rega.

Kubva munaKurume 1, 2019, chirongwa chehurumende chehurumende chakawedzerwa kwemamwe makore maviri - 2019 uye 2020. Uye zvakazozivikanwa kuti yaizoshanda kusvika 2023.

Rondedzero yemhando

Sezvataurwa pamusoro apa, motokari inogona kutengwa chete inosangana nezvinodiwa. Iwe unogona kuwana mutero chete pamotokari nyowani, mota dzakashandiswa hadzitore chikamu muchirongwa.

Kurerutsa kusarudzwa kwemotokari, rondedzero yemotokari inotsanangurwa zvakajeka mumutemo:

• Lada Niva;
• GAZelle "Business", Next, "Sobol";
• Lada 4х4 (Legend), Mukuru, Largus, XRay, Vesta;
• UAZ "Pickup", "Profi", "Patriot", "Hunter" (mienzaniso 3303, 3741, 3909, 3962, 2206 uye kugadziriswa kwavo;
• mota dzemagetsi dzerudzi rweEvolute, dzakagadzirwa paMotorinvest chirimwa muLipetsk. Nekuwedzera kuderedzwa kwe35% (asi kwete kupfuura 925 zviuru rubles).

Previously, under this program, it was possible to buy a number of foreign cars that were assembled at factories. In 2022, they are no longer included in the program.

Ndokumbira utarise, sezvo mutemo uchiisa muganhu pamutengo wemotokari ye2 miriyoni rubles, kwete ese magadzirirwo kubva pane rondedzero iri pamusoro anowira pasi pechikwereti chakasarudzika.

Kukwidziridzwa kunoshanda munzvimbo dzipi?

Nenzira, inoshanda mumatunhu ese. Asi minus yechiitiko ndechekuti masangano emari anotora chikamu muchirongwa haasi kwese.

Vagari vomuMoscow, St. Petersburg, Kazan, Nizhny Novgorod, Volgograd, Samara, Ufa, Chelyabinsk, Novosibirsk, Yekaterinburg uye Rostov-on-Don vanogona kunyatsotora mukana weiyi inobatsira. Kune vamwe vese, tinokurudzira kuti utarise nevanotengesa vako. Kazhinji ivo pachavo vanotaura nezvechirongwa pawebhusaiti yavo kana kupa ruzivo nerunhare.

Inodiwa pasuru yemagwaro

Mabhangi anoda magwaro anotevera kubva kune vanotora chirongwa:

• kopi yepasipoti uye kuratidzwa kweiyo yepakutanga pakunyoresa;
• kopi yerezinesi rekutyaira uye yepakutanga pakunyoreswa;
• chikumbiro chekutora chikamu muchirongwa chehurumende (chakatorwa kubva kuBhangi);
• chitupa kubva kumapurisa emigwagwa achisimbisa kuti mota hadzina kunyoreswa newe (mamwe mabhangi anoita chikumbiro ivo pachavo).

Uye zvakare, zvinogoneka zvekuwedzera zvinodiwa zvebhangi zvinogona kuoneka (kwete nguva dzose uye kwete mune zvese):

• humwe ruzivo rwekutyaira;
• chitupa chemari;
• chibvumirano kubva kumurume.

Ndeapi mabhanga ari kutora chikamu muchirongwa ichi?

The complete approved list is published on the website of the Ministry of Industry and Trade of the Federation.

• Bank Zenith;
• Bank "Saint Petersburg";
• SOYUZ Bank;
• Bank "Investment Capital";
• Bank PSA Finance;
• FastBank;
• VTB 24;
• Gazprombank;
• Design Bureau "Verkhnevolzhsky";
• Credit Europe Bank;
• Metcombank;
• Raiffeisenbank;
• Rosbank;
• Rusfinance Bank;
• Sberbank yeNyika Yedu;
• Sviaz-Bank;
• Uralsib;
• Volkswagen Bank RUS;
• Energobank;
• UniCredit Bank.

Nhanho nenhanho gwara rekutenga mota

Kutanga iwe unofanirwa kuve nechokwadi chekuti iwe unogona kutora chikamu muchirongwa, uye wozoenderera kune nzira yekunyoresa.

Izvi zvinoda:

1. Bata kubhengi kana mutengesi wemotokari uye shandisa. Ziva kuti kunyorera kuburikidza nemutengesi wemotokari kunochengetedza nguva, sezvo mamaneja achiendesa zvikumbiro kumabhanga akati wandei kamwechete;
2. Ipa rezinesi rako rekutyaira uye pasuru yemagwaro ari pamusoro. Ipapo cheki yenhoroondo yechikwereti ichaitwa;
3. Mirira chisarudzo chebhangi. Iyo yakajairwa ongororo yekuongorora maitiro inotora mazuva 3-14. Kukweretesa kwakasarudzika kunoreva nguva yakawedzera yekudzidza chikumbiro, uye bhangi rinogona "kufunga" kusvika kumwedzi.

Mushure meizvozvo, vashandi vekutengesa vanokubata iwe. Mushure memvumo, iwe uchafanirwa kusiya risiti inosimbisa kuti hauzokwereta dzimwe mota kwegore.

Zvino kunouya nzira yekunyoresa. Mukweretesi anongoendesa mari yacho kuaccount yemutengesi. Zvikwereti zvemotokari uye rubatsiro hazvipihwe paruoko.

Mushure mekutenga, unogona kuenda zvakachengeteka kumapurisa emigwagwa uye kunyoresa motokari. Ipapo chete iwe uchafanirwa kudzorera TCP kubhangi, uko gwaro richachengetwa kusvikira wabhadhara zvakakwana chikwereti.

Pitfalls

Roman Petrov Gweta:

-Kune misungo mune chero chirongwa chehurumende, iyo "Mota Yekutanga" haina mutsauko. Paunenge uchikumbira chikwereti chemotokari, vatengi vanoiswa neCASCO yakawedzerwa, iyo inodhura mari yakawanda. Zvinoitika kuti, wafunga kuchengetedza mari, iwe "unobhururuka mukati" imwe 100 zviuru nekuda kweCASCO uye rubatsiro rwakapihwa nehurumende runopedzerwa kwete pakubhadhara chikwereti chikuru, asi pane mamwe masevhisi ayo munhu asingadi zvachose.

Saka, usati wafunga kushandisa chirongwa ichi, iva nechokwadi chekuverenga - zvinonyatsokubatsira iwe here? Kana ichiri kuita pundutso, kurumidzai - rubatsiro runopera nekukurumidza.