Mukati
Ndeupi musiyano uripo pakati pechipo chechikamu nechikwereti kana uchitenga zvinhu muchitoro
Kana iwe ukashandisa sevhisi yekubhadhara mubhadharo kana uchitenga chigadzirwa, iwe unofanirwa kuona kuti chakasiyana sei nechikwereti. Zvakakosha kuziva kana iwe usingazobhadhari zvakanyanya.
Ndeupi mutsauko uripo pakati pehurongwa hwekutanga uye chikwereti chechigadzirwa chakatengwa muchitoro
Hurongwa hwekutanga hunosanganisira kutenga michina kana zvimwe zvinhu zvinodhura zvine chirongwa chekubhadhara chakamisikidzwa pasina kubhadhara mubereko. Iyi nzira yekubhadhara yakasiyana nechikwereti chisina mubereko.
Usati wasaina chibvumirano, unofanirwa kuziva kuti chirongwa chekuisa mari chakasiyana sei nechikwereti
Misiyano mikuru ndeiyi inotevera:
- kana iwe ukatenga chinhu nezvikamu, mutengesi chete uye mutengi vanoonekwa muchibvumirano chekutenga. Hapana vechitatu mapato. Kana iwe uchida kuronga chirongwa chechikamu kuburikidza nebhangi, saka tiri kutaura nezvechikwereti;
- ruzivo rwekutenga nechirongwa chekubhadhara chakamisikidzwa hachiendi kuCredit Bureau. Kana iwe usingaiti nekubhadhara, ipapo mabhangi haazozivi nezvazvo;
- Kusiyana nechikwereti, hapana komisheni kana mubereko kana mubhadharo wadzoserwa, asi panogona kunge paine zvirango zvekunonoka kubhadhara mari yacho.
Haisi chokwadi kuti nekutora chirongwa chechikamu, unogashira mabhenefiti emari. Kazhinji, sevhisi inopihwa chete yezvipo zvekushambadza, izvo zvine mutero weanosvika makumi mana%. Asi kupihwa kwakadaro kunokanzurwa kana mubhadharo ukadzoserwa. Kana iwe usingakwanise kutenga nemari, iwe uchamanikidzwa kubhadhara iyo yakazara mari.
Njodzi dzinogona kuitika uye mabhenefiti kana uchitenga zvishoma nezvishoma
Iko hakuna izwi rekuti "installment plan" muhurongwa hwemutemo. Inoshandiswa pazvinangwa zvekushambadzira kukwezva vatengi.
Mutengo wekutenga kwekutanga unotongwa neCivil Code. Naizvozvo, kana iwe ukawana chero zvisungo zvekuwedzera muchibvumirano chekutengesa chakasainwa, uchafanirwa kudzivirira zvaunofarira mudare. Paunenge uchinyorera chikwereti kuburikidza nebhangi, hukama hwese hwemari hunodzorwa neBhange reRussia. Muchiitiko ichi, njodzi dzako dzakaderedzwa.
Paunenge uchitenga zvinhu zvishoma nezvishoma, nyatsoverenga mazwi nemamiriro akatsanangurwa muchibvumirano. Igwaro rinokosha zviri pamutemo
Chibvumirano chekutenga uye chekutengesa chinofanira kunge chine chirevo chinotsanangura hukama hwemari muchiitiko chekutorwa kwechinhu chakaremara.
Kana uchitengesa muzvidimbu, mutengesi anotakura njodzi huru, sezvo mutengi angasaisa mari panguva inodiwa.
Muchokwadi, chirongwa chechikamu chimwechete chikwereti, chete pasina kudzoserwa kwemubereko. Mutengesi anopedzisa chibvumirano chinobatsira nebhangi, saka anogona kupa mutengi nekuderedzwa muhuwandu hwekufarira pachikwereti.