Kuenderera mberi nemusoro wekuchengetedza bhajeti yemhuri, isu tichafunga nezvemitemo yekuchengetedza bhajeti yemhuri. Mazuvano, kune akawanda akasiyana mapurogiramu akagadzirwa kuti averenge mari yemhuri.
Kana iwe pakupedzisira uye usingachinjiki wakasarudza kuronda "nzira" yemari yako mwedzi wega wega, saka pakutanga hazvizokukuvadza iwe kuyeuka mashoma akareruka mitemo.
Chekutanga, hazvitombodi kuti ufunge nezvese mari yemhuri yako nemari. Kuronga hakusi nyore sezvaunofunga, inhanho yakakomba, inoda kunetsa uye nguva. Iwe unofanirwa kugara uchichengetedza marisiti ese, kuita zvinyorwa zvisingaperi mune yakakosha notebook, kana kuisa data muchirongwa chakakosha, chakataurwa pamusoro apa. Nenguva isipi, unogona kufinhwa nezvose izvi, uye unogona kudonhedza zvese nepakati, uye iyi ndiyo nzira yaunosvika nayo kubhajeti remhuri chairo. Mumamiriro ezvinhu akadaro, munhu haakwanisi kuvimba zvakanyanya nepurogiramu. Kunyangwe iine akati wandei mabhenefiti pamusoro pe "maverengero akanyorwa nemaoko", chinonyanya kukosha ndechekuti haizokwanisa kurangarira zvese zvakabhadharwa kwauri. Edza kuronga mari zvishoma nezvishoma, ipapo hauzoremedze uropi hwako zvakanyanya.
Chechipiri, edza kunzwisisa kuti nei uchida iyi accounting. Kuronga mhuri kunofanira kuva nechinangwa chakajeka. Zvimwe unoda kuchengetedza mari yekutenga fenicha itsva, midziyo yemagetsi, mazororo, kana chimwewo chinhu. Edza kugadzira rondedzero yemibvunzo yauchawana mhinduro pakupera kwe "revision" yako.
Vanhu vazhinji vane ruzivo munyaya iyi vanokurudzira kugovera mari pakutanga kwemuhoro panguva imwe chete, vachiisa kunze mumirwi, kana mavuropu ane zvinyorwa zvezvavanoda.
Kune zvakare yakareruka mari yekutevera system. Semuenzaniso, iwe unoda kuziva Inguva yakareba sei iyo mhuri yako kana iwe pachako unoshandisa pane izvi kana kuti varaidzo, chikafu, nezvimwe pamwedzi. Kuti uite izvi, iwe unongoda kurekodha mari idzi, uye iwe unozowana nyore mhinduro kumubvunzo wako.
Chechitatu, haufanirwe kunyora pasi izvi zvisingaperi mari yekushandisa kuitira kutenga chero hombe.
Asi zvinoitikawo kuti pakupera kwemwedzi isu pachedu hatinzwisisi kuti mari yakawandisa ingashandiswa kupi, nekuti isu hatina kutenga chero chinhu. Ndosaka accounting ichidiwa kuti uzive kuti chii, kupi uye kwenguva yakareba sei. Rega ive yekutanga, asi ipapo hakuzovi nekukakavadzana uye kunyomba mumhuri, haufanirwe kufunga nezve "kurarama" kusvika muhoro unotevera.
Kune zvakare axiom yekuti nekurongeka uye kwakarongeka kuronga kwemari, unogona kudzidza zvakawanda nezve zvaunofarira uye maitiro enhengo dzemhuri yako.
Nezvezvirongwa zvokudzora bhajeti yemhuri, zvinobetsera zvikuru kudzora mashandisirwo emari. Chinhu chikuru ndechekuti chirongwa chakadaro chiri nyore, chiri nyore kushandisa, chinowanikwa kunyange kune vanhu vasina dzidzo yezvemari uye, hongu, kutaura chiRussian.
Nemhando iyi yemapurogiramu unogona:
- chengetedza rekodhi yakadzama yezvose zviri zviviri mari uye mari yemhuri yese uye imwe neimwe yenhengo dzayo zvakasiyana;
- kuverenga mari inoshandiswa kune imwe nguva yenguva;
- tarisa nhamba yezvikwereti;
- iwe unogona kuronga nyore kutenga kunodhura;
- tarisa kubhadharwa kwechikwereti nezvimwe zvakawanda.
Kuronga bhajeti remhuri kunoita kuti pave nepfungwa yokuenzana. Iwe uchakoshesa mari yako "yakawana zvakaoma" zvakanyanya, iwe ucharega kutenga zvisina musoro uye zvisina basa.