😉 Kwaziwai kune wese akadzungaira netsaona mune ino saiti! Shamwari, muchinyorwa chino ini ndinogovera nzira yangu yekutarisira bhajeti yemhuri. Izvo zviri nyore mukuti haufanire kunyengedza musoro wako nerekodhi yemari uye mari, kuunganidza macheki akasiyana siyana kuti unzwisise kwatizira mari.
Nzira yangu ichabatsira chero mhuri kurarama isina chikwereti. Nhasi zvakaoma zvikuru kuti mhuri yeRussia ine mubairo wakaderera irarame nemari. Mitengo iri kukura nekukurumidza, uye mihoro nepenjeni zviri kuramba zvichiwedzera zvishoma…
Kuchengeta bhajeti repamba
Muenzaniso: guta repurovhinzi. Mhuri yevaviri ine mari pamwedzi ye38.000 rubles. Isu tinotora 5 mahamvuropu enguva dzose uye tinogadzira inotevera marongero:
Zuva nezuva unogona kushandisa zvakasimba kusvika 1107 rubles. Zuva rega rega rakasiyana, rimwe zuva 1000 uye rimwe 600. Unozviita sei. Asi chimiro chikuru pano chirango. Kubva 38000 7000 rubles. kubvisa 31000 p. zvezvishandiso = 4 zvakakamurwa nemavhiki mana = 7750 pasvondo. Tinoisa mari (7750 imwe neimwe) mumahamvuropu mana akasainwa (vhiki nevhiki).
Kana mari iri mune imwe hamvuropu ikapera vhiki imwe isati yapera, haugoni kushandisa inotevera kusvikira zuva rakati.
1107 rubles haisi nguva dzose inoshandiswa. pazuva, kazhinji iri 500-700. "Surplus" inopinda muhamvuropu inotevera. Uye ivo vakakwana kwemazuva maviri asara, ayo asina kuratidzwa mutafura.
Zvichida nzira iyi haisi iyo yakabudirira zvikuru, asi pfungwa pano haisi muhuwandu, asi nenzira iyo yakagara ichitibatsira! Izvi zvichabatsira zvishoma garai murugare, musina chikwereti.
Kurwiswa
Tora nguva yako kuramba ichi chinopihwa, edza! Chii chauri kushaya? Zvichida "munzira", iwe uchagadzirisa nzira iyi nenzira yako. Kana iwe uchida kutsoropodza zano iri, izvi zvakanaka uye ndinogamuchira, asi pachinzvimbo iwe unofanirwa kupa yako wega bhajeti yepamba.
Iwe uchada ruzivo kuti uchengetedze mari yemhuri, yakanyorwa munyaya "Sei kuchengetedza pazvokudya 40%" uye panguva imwechete idya zvakajairika (kuenda kuchitoro nekugadzirira zvokudya). Heano mamwe matipi ekukubatsira iwe kuchengetedza mari mubhajeti yako: Pharmacy Runako Zvigadzirwa.
Dzidza zvakawanda pamusoro pekuchengetedza bhajeti remhuri yako muvhidhiyo iyi.
😉 Shamwari, govana matipi, ekuwedzera pane iyo musoro: maitiro ekugadzirisa bhajeti remhuri. Kana iwe ukaona ruzivo urwu ruchibatsira, ndokumbira ugovane pasocial network. Ndatenda!