Muna 2021, zvakarongwa kubatanidza mabhesi einishuwarenzi nemapurisa. Izvi zvinoreva kuti makamera emigwagwa achakwanisa kubhadharisa kutyaira pasina OSAGO. Mari yacho yakaenzana zvachose kune iyo iyo inspector inonyora mumunhu - 800 rubles. Asi hapasati pave nezvakatsanangurwa panyaya iyi.
Mutyairi wega wega anofanira kunge aine OSAGO mutemo paanenge achityaira mumotokari. Saka zvakanyorwa muchinyorwa 32 chemutemo "Pane Inomanikidzwa Inishuwarenzi yeCivil Liability yeVaridzi Vemotokari".
Mutariri wemapurisa emigwagwa, amisa mota, anogona kutarisa kana mutyairi ane mutemo. Rangarira kuti gwaro renguva dzose pa autocitizenship rinoshanda kwegore rimwe.
Uyezve, zvingasarudzwa zvakasiyana zvinogoneka, nei mutyairi asina inishuwarenzi naye. Zvirango zvekutyorwa kwakasiyana zvakasiyana.
Faindi dzekutyaira pasina OSAGO
Hapana mutemo
Zvakanaka: 800 maRubles.
Mutyairi anotyora chinyorwa 12.37 cheCode of Administrative Offences (chikamu 2). Inoti:
"Kutadza kwemuridzi wemotokari kuzadzisa chisungo chakagadzwa nemutemo wehurumende chekuchengetedza mhosva yake, pamwe nekutyaira mota, kana inishuwarenzi inomanikidzirwa ichizivikanwa kuti haisipo, zvinosanganisira kubhadhariswa faindi yekutonga muhuwandu hwe. mazana masere rubles. "
Ziva kuti mutemo wapfuura unofananidzwa nekusavapo kwayo zvachose. Zvakare, iwe unogona kubhadharisa kushaikwa kwepolicy kakawanda sezvaunoda.
Kana iyo OSAGO mutemo wemagetsi
Vatyairi vazhinji ikozvino vanoburitsa zvemagetsi OSAGO mitemo. Pakare, mutyairi anosungirwa kudhinda inishuwarenzi paprinta uye kuenda nayo.
Asi kumashure muna 2015, yekutanga Mutevedzeri weMutungamiri Igor Shuvalov akaraira mapurisa emumigwagwa kuti atarise kuwanikwa kwegwaro remagetsi chete panheyo dzeRSA. Zvinoitika kuti mutyairi haafaniri kuva negwaro rakadhindwa naye.
Zvadaro zvese zvinoenderana nemuongorori wega. Kana mupurisa achida kubhadharisa muridzi wegwaro remagetsi asina kudhinda fomu, zviri pamutemo anenge ataura chokwadi. Asi iwe unogona kuedza kuratidza gwaro kubva pachiratidziro chefoni yako, piritsi kana chero imwe gadget.
Kana wakanganwa mutemo wako weOSAGO kumba
Zvakanaka: 500 rubles kana yambiro.
Mutyairi anoripiswa zvichienderana neChinyorwa 12.3 cheCode of Administrative Offences (chikamu 2). Inoti:
"Kutyaira motokari nemutyairi asina magwaro ekodzero yekuityaira, inishuwarenzi yeinishuwarenzi inomanikidzirwa yevaridzi vemotokari inosanganisira yambiro kana kuisirwa faindi yekutonga inosvika mazana mashanu rubles."
Mapurisa emumigwagwa anokwanisa kuwana dhatabhesi yemotokari inshurensi (RSA). Inspector anogona kuona kana mutyairi aine OSAGO mutemo, ingave kubva pakombuta yega kana nekubata dispatcher.
Kana wakanganwa kuvandudza yako OSAGO mutemo
Zvakanaka: 800 maRubles.
Kare, mutemo wakapera wakashanda mumwe mwedzi. Asi ikozvino mutemo wemutemo uyu hauchashandi. Kana iwe wakanganwa kuvandudza yako auto-mugari, saka uri kutyora Chinyorwa 12.37 cheCode of Administrative Offences (chikamu 2).
Kana mutyairi asina kuiswa mumutemo weOSAGO
Zvakanaka: 500 maRubles.
Izvi zvinoitikawo: kune inishuwarenzi, uye mutyairi asina kuverengerwa mupolicy ari kutyaira. Iyo faindi haina kukura sekusavapo kweOSAGO. Asi yambiro haishande futi.
Mutyairi anotyora chinyorwa 12.37 cheCode of Administrative Offences (chikamu 1). Inoti:
"Kutyaira motokari kutyora mitemo yakapihwa neinishuwarenzi iyi yekutyaira mota iyi chete nevatyairi vanoratidzwa muinishuwarenzi iyi kunosanganisira kubhadhariswa faindi yekutonga inosvika mazana mashanu rubles."
Kushandisa fake OSAGO mutemo
Chirango: 800 rub. + kurambidzwa/kusungwa kana kumanikidzwa kushanda kusvika gore rimwe.
Kana iwe ukatenga fake nemaune ukaratidza kuna inspector, saka haugone kubva nefaindi iri nyore yekusava nepolicy. Izvo zvakafanana zviyero 800 rubles zvichave zvakare. Asi kunyangwe mutyairi ane gwara remanyepo angangopihwa mhosva yemhosva pasi peChikamu 3 cheArt. 327 yeCriminal Code yeFederation.
Tsaona isina OSAGO mutemo
Kana iwe ukaitika kuti wapinda mutsaona, uye mumwe wevatori vechikamu haana mutemo wemhosva yehurumende, kana kuti ndeyenhema, ipapo mamiriro acho anova anoshamisa. Tichakuudza zvakamirira munyaya iyi mupari wemhosva uye akabatwa.
Mhosva nepolicy, nyakubatwa haasi
Hapana chinochinja kune akabatwa. Kunze kwekunge, mutsaona, vashandi vemapurisa emigwagwa vachauya kuzozvigadzirisa, tarisa zvinyorwa uye "rova" munhu akabatwa nefaindi ye800 rubles nekuda kwekushaikwa kwegwaro. Chero zvazvingava, nyajambwa achawana muripo kubva kune ane mhosva yeinishuwarenzi.
Mhosva asina gwara, nyakubatwa nepolicy
Iyo CMTPL mutemo weakabatwa mumamiriro ezvinhu aya haakonzerese chero chinhu. Kana zvakanga zvisingabviri kubvumirana pamusoro pekubhadhara nemunhu akabatwa panzvimbo iyo, uye yakauya kumapurisa emigwagwa, ipapo mutadzi achagamuchira faindi yekutonga ye800 rubles. Asi izvi hazvisi zvakanyanya.
Chero zvazvingava, mupari wemhosva anofanira kubhadhara kugadzirisa uye kubhadhara kukanganisa kwehutano hwemunhu akabatwa, kana iripo. Wechipiri mutsaona ane kodzero yekumhan'arira kana musingabvumirani pamusoro pehuwandu hwemuripo.
Hapana ane policy
Ipapo mapurisa emigwagwa anogona kuburitsa faindi ye800 rubles mumwe nemumwe kune vese vatori vechikamu mukudhumhana. Mhosva anoripa mari yekugadzira motokari yemunhu anenge abatwa nemhosva kubva muhomwe yake. Unogona kubvumirana ipapo. Zvinongodiwa chete kuzadza risiti pakugamuchira mari uye kusavapo kwezvikwereti - kuitira kuti udzivise kuwandisa mune ramangwana. Kana kunyengetedza kusina kutungamira kune chero chinhu, saka nyaya yacho inoenda kune ndege yekutonga.
Mibvunzo nemhinduro dzakakurumbira
Muna 2022, faindi yekusava neOSAGO policy inogona kubhadharwa ne50% discount. Zvakakwana kubhadhara risiti mukati memazuva makumi maviri kubva pazuva rechisarudzo pakuputsa kwekutonga. Zvadaro panzvimbo ye20 rubles ichave yakakwana kubhadhara 500, uye panzvimbo ye250 rubles - 800.