Mukati
Hupenyu hahufungidziki, uye munhu wese anogona kusangana nematambudziko emari. Hazvifadzi zvikuru kunzwa uchitadza kudzora mamiriro ako emari. Panguva imwe cheteyo, zvisinei nenhamo yauri mairi zvino, pane nguva dzose nzira yokubuda nayo.
Isa a chikwereti app pa smartphone yako kuti uwane rubatsiro nekukurumidza. Pamusoro pezvo, isu ticharatidza mimwe mitemo ichakubatsira kuti udzore kutonga kwekuzvimirira kwako kwemari.
Matanho mashanu ekugadzirisa zvakare Kudzora kweramangwana rako rezvemari
1. Gadzira Budget Yemunhu Inogoneka
Kugadzira bhajeti chishandiso chakakwana kuunza mari yako kurongeka. Zvirinani, chiyero ichi chichakubatsira kuti urege kuwira pasi.
Ita hurongwa hunozofunga nezvese diki diki. Tanga nemari yakarongwa uye pedzisa nekubhadhara chero chikwereti kana iwe uine.
2. Tsvaga Kuti Unoda Imwe Tsime Yemari
Paunenge uchinge wagadzirira nebhajeti yako, edza kuona kana mari yaunowana ikozvino inokwana kuvhara zvaunoda zvazvino. Kana iwe uchida imwe mari kuti ubhadhare zvikwereti zvako, unogona kufunga nezvehustle.
Verenga mari yaunowana usati uye mushure megig yako yedivi kuti unzwisise kuti kukurumidza kwekuwedzera mari kunokubatsira sei kubhadhara zvikwereti zvako.
3. Kuderedza Mabhiri eMwedzi
Kudzikiswa kwezvese kubuda pamwedzi ndiyo imwe nzira yakanaka yekudzikisa machaji ako. Unogona kutarisa mamwe maapplication edhijitari anoda kudzokororwa kubhadhara. Kana iwe usingazvishandise nguva nenguva, unogona kuzvibvisa kubva kwavari, nekudaro uchidzikisa mutoro pachikwama chako.
Ramba uchiyeuka kuti haurambi kuzvinyoresa kwakadaro nokusingaperi uye ungadzokera kwazviri munguva yemberi.
4. Gadzira Buffer
Yeuka kuti upenyu hwakazara nezvinhu zvisingatarisirwi, uye hapana anogona kuva nechokwadi chokuti mamiriro okunze achange akanaka nguva dzose. Kuti uve nechivimbo muzuva remangwana, ronga uye gadzirisa kuchengetedza kwechimbichimbi.
Usanetseka kana usingakwanise kuisa parutivi mari yakakosha panguva imwe chete. Tanga nenhamba duku, uye ona kuti dzine basa chairo. Bhajeti yako yekukurumidzira inofanira kunge iine mari yakakwana yekuvhara mari yako yehafu inotevera yegore.
5. Kanganwa Nezve Impulse Purchases
Paunotanga maitiro ako kuongororazve bhajeti, ndapota funga kuti iwe unofanirwa kudzivisa kutenga kwakasimba. Kana usingakwanisi kusiya kutenga chinhu chinodhura, unofanira kuita hurongwa hwekugara uchiisa mari parutivi.
Matanho akadaro achakudzivirira kubva pakunyorera kune kadhi rako rechikwereti uye kuwedzera chikwereti chako. Ramba uchifunga kuti kiredhiti yakaderera inogona kuve nemhedzisiro mune ramangwana, ichipesvedzera chiyero chako chemba. Pamusoro pezvo, iyo yakaderera chinzvimbo chechikwereti chako chinogona kuvhundutsa kugona kwako kwekurojesa imba kana kukonzera mamwe machaji kana zvasvika kumabhiri ekushandisa.
Nyaya dzemari hadzisi mutongo wekupedzisira. Muchiitiko chekuda, funga nezve matanho ari pamusoro, uye iwe uchazviwana uri munzira zvakare!