Mhedzisiro yemhou: nei tichivanda kubva kumatambudziko

Vamwe vanhu havafarire bhajeti, vamwe vanovenga kubhadhara mabhiri. Vamwezve havatarisi mutsamba kuti vasaone chiziviso chinobva kubhangi (kunyange vachiziva kuti vane chikwereti chacho). Muchidimbu, vamwe vedu mazizi. Uye ini zvakare ndiri mhou yekare.

Mhou zvisikwa zvinosetsa, izvo zvinorumbidzwa netsika yekuisa misoro yadzo mujecha kana paine njodzi. Nzira yekudzivirira ibenzi zvachose, asi dimikira rakanaka. Tinohwanda kubva kunhamo. Hatiendi kwachiremba kuti tisazive chirwere chacho, kana tikasadaro tinotofanira kurapwa. Hatisi kumhanya-mhanya kushandisa mari yatakawana zvakaoma tichitenga mari yechikoro kana yemvura. Isu tinosarudza kuvanda kubva kune chokwadi chine hutsinye mune yakasviba uye yakapfava mink. Zviri nyore pane kubhadhara mabhiri.

Muhunhu hwehupfumi, mhou mhedzisiro ndiyo tsika yekunzvenga nhau dzemari dzisina kunaka. Mupfungwa dzepfungwa, chiitiko ichi chinoonekwa semugumisiro wekukakavadzana kwemukati: kufunga kunonzwisisika kunoda kutarisisa zvinhu zvinokosha, mafungiro emanzwiro anoramba kuita zvinorwadza.

Nzira yemhou yekugadzirisa matambudziko emari ndeyekuregeredza kwenguva yakareba sezvinobvira, uye kana kuputsika kwakakwana kunotanga kutyisidzira, kutya uye kukanda kupererwa. Tsika yekufuratira chokwadi chakakasharara haingoiti kuti urege kuedza kutarisana nematambudziko, asi zvakare inotungamirira kumatambudziko.

Munguva pfupi yapfuura, neniwo ndakashingaira kufuratira mabhiri kusvikira imwe nyevero yokudzima yandimanikidza kuita chimwe chinhu pasina kunonoka. Mhou yomukati yaindiita kuti ndirambe ndichishushikana, ichirasa mari inononoka, zvirango zvezvikwereti, muripo wekudarika chikwereti. Madiki asina kugadziriswa matambudziko snowball mumatambudziko makuru. Zvisinei, kune mamwe marudzi. Vamwe havangofungi nezvepenjeni yeramangwana, nekuti pachine makore makumi maviri pamberi, kana kusangwarira kushandisa kadhi rechikwereti kutozosvikira chikwereti chave njodzi.

Nzira yekudzidzisazve mhou

Kuti tichinje, tinofanira kuda kuchinja - uyu ndiwo mutemo wekutanga wepfungwa. Tsika dzemhou hadzina kwadzinoenda kusvikira tanzwisisa kuti izvi hazvichaiti. Kuedza kuvanda kubva kune chokwadi chakakasharara kunotungamira kune zvakanyanyisa mhedzisiro, saka kazhinji kana gare gare vanosarudza kupengenuka.

Kana iwe uri mhou, waneta nekumhanya kusingaperi kubva mumatambudziko, edza mazano mashoma.

Automate zvese zvaunogona

Kubhadhara otomatiki kunoponesa vanhu ava. Izvo zvinodikanwa kugadzirisa matemplate kamwe chete, uye mamwe achaitwa nehurongwa. Ehe, kuisa akawanda logins uye mapassword uye kuseta zuva rakakodzera reinvoice yega yega chiitiko chisingafadzi. Asi kuedza kunoitwa kunopa mubayiro nekuti mushure meizvozvo unogona kukanganwa nezvemitemo yekubhadhara uye kufema kugomera. Maitiro acho haatore anopfuura maawa maviri, kunyangwe iwe uchifanira kufonera vanopa masevhisi.

Vimba chokwadi, kwete kutonga

Mhou dzese dzine zvakasarudzika: isu hatifarire kuisa mari mune chimwe chinhu chinozobhadhara mune ramangwana. Isu tinowedzeredza mitengo uye tinorerutsa mabhenefiti, uye semhedzisiro, iyo yepfungwa Calculator inotonhora uye inosarudza kuverengera.

Chokwadi chinobetsera kudzivisa mhedziso dzisina kururama. Semuenzaniso, ndinovenga kuburutsa muchina wedhishi. Nguva dzose ndaisendeka basa iri rinofinha, asi rimwe zuva ndakafarira kuti inguva yakawanda sei. Kwakapera maminitsi asingasviki matatu. Zvino, pandinoda kunzvenga zvakare, ndinozviyeuchidza, "Maminetsi matatu!" - uye kazhinji kutarisisa kunoshanda.

Kune rimwe divi, iwe unofanirwa kudzidza maitiro ekuona iyo "mutengo wekudzivirira." Majee majee, asi mhedzisiro yehunhu hwemhou inosuwisa. Kunonoka kubhadhara kadhi rechikwereti kunokanganisa nhoroondo yako yechikwereti uye kunokanganisa mamiriro ako emari. Kana tsaona ikaitika, inishuwarenzi yakapera nguva inogona kukonzera zviuru zvemitengo yekugadzirisa, tisingarevi zvirango zvekutonga. Mabhiri kana mutero asina kubhadharwa anogona kuguma nefaindi huru uye kunyange nguva yejeri. Kukuvadza kunoitwa nemhou pachezvayo nevadikanwi hausekesi.

Kune masevhisi epamhepo uye maapplication anoratidza kuti yakawanda sei yatinobhadhara pagore nekudarika muganho uri pakadhi. Nerubatsiro rwemapuratifomu akakosha, unogona kuteedzera kiredhiti yako chibodzwa uye wochiona ichikwira mudenga kana tichiita semhou uye skyrocket patinobhadhara otomatiki. Ava “vanachipangamazano” vezvemari chiratidzo chokuti kuverengera kunodhura zvakadini.

Nguva nenhamburiko zvinokoshawo. Chaizvoizvo, chii chatinofanira kubhadhara mari yacho? Kana iwe ukazviita ipapo ipapo, kuburikidza neInternet kana terminal, hazvitore kupfuura maminetsi mashanu. Asi kana iyo account yawira mu "Bermuda Triangle" yemakesi akamirira, zvese zvapera. Chamupupuri chinotikwevera zvishoma nezvishoma.

Kuputsa hurongwa

Izwi rokuti "Bermuda Triangle" rinofananidzira uye hazvirevi kuti unofanira kuzviponesa chero ipi zvayo. Kuita chinhu chimwe kubva parunyorwa rusingaperi kwatove kwakanaka, zvinopa iyo inodiwa yekusundidzira kutarisana nemamwe asara enyaya. Isa parutivi maminetsi mashanu uye ubhadhare chikamu chechikwereti chiri nani pane kugara kumashure. Inertia inoshanda mukufarira kwedu, nekuti izvo zvatangwa zviri nyore kuenderera.

Zvipe iwe muripo

Usakanganwa kusanganisa bhizinesi nekunakidzwa. Kuzorora nekapu yecocoa mushure mekuchenesa zvikwereti haisi nzira yekuita kuti maitiro asanyanya kurwadza? Kudya chidimbu chekeke, kuona chikamu chitsva chezvaunofarira zvakatevedzana zvakare kukurudzira kwakanaka. Zvigadzirire iwe mitemo: "Ndichadonha pasofa nebhuku chete mushure mekunge ndavhara rimwe basa rezvemari!" ndiyo imwe sarudzo yekuisa pfungwa pane mafaro pane kushanda nesimba.

Tsika dzakaoma kuchinja, haungapokane nazvo. Zvipe iwe kuzorora uye tanga zvishoma. Automate imwe account, bhadhara imwe invoice. Iwe unoziva kuti rwendo rwese rwunotanga nedanho rekutanga. Gadzira. Zvipe maminitsi mashanu izvozvi.